About Me

I Am

Cotton Lowe - Navigating Mortgages with Professional Precision, Guiding You Home

Cotton Lowe is a Mortgage Loan Officer serving all of Georgia, South Carolina, and Florida. Cotton has been in the mortgage industry for three years now; helping people like you obtain their goal of sustainable home ownership. Cotton understands that mortgages and lending can be unfamiliar territory for many.

Over the years Cotton has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time home buyer, refinancing or buying your third investment property, Cotton will guide you through the loan process seamlessly by providing quality communication and advice. Cotton can provide a wide range of home loan options that make the most sense for your situation.

What are the benefits of working with an Academy Mortgage Loan Officer? The thing that makes Academy so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process locally. Cotton will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently.

My Mission

At Closings by Cotton Mortgage, my mission is to make the dream of homeownership a reality for the wonderful people of Augusta, Georgia and surrounding areas. We are committed to providing tailored mortgage solutions, guiding you through every step of the loan process, and ensuring that you secure the keys to your new home with confidence and ease.

Download Cotton’s “My Mortgage: Mobile App” today for a trusted mortgage calculator and her contact information.

Cotton Lowe offers Conventional, FHA, VA, USDA, GA dream, or down payment assistance loans servicing all of Georgia.
About Cotton

My Values

Customer-Centric

I put my clients at the heart of everything I do. My commitment to exceptional customer service means that I work diligently to understand your unique financial goals and provide mortgage solutions that align with your needs.

Integrity

Honesty and transparency are the cornerstones of our business. I hold myself to the highest ethical standards, ensuring that you can trust me with your financial future.

Expertise

I work with a team of experienced mortgage professionals that have an in-depth understanding of the Augusta, GA real estate market. We leverage our knowledge to find the best loan options for you, delivering value through insightful advice and exceptional service.

Community Engagement

I am proud to be a part of the Augusta community. My involvement extends beyond mortgages, as I actively contribute to the well-being and growth of the CSRA.

About Cotton

My Goals

Client Success

My primary goal is your success! I aim to help you secure the best mortgage loans that suit your needs, allowing you to achieve your home ownership dreams.

Exceptional Services

I strive to provide the highest level of service, maintaining open lines of communication and delivering personalized assistance every step of the way.

Local Expertise

I aim to continue deepening our understanding of the Augusta real estate market, enabling me to offer mortgage solutions that are perfectly aligned with the local market conditions.

Community Development

I am committed to contributing to the growth and well-being of the Augusta, GA area by supporting local initiatives and participating in community events.

Closings by Cotton is dedicated to providing you with the best mortgage solutions in Augusta, GA and the CSRA.

I am here to help you achieve your home ownership goals with integrity, expertise, and a commitment to your success. Contact me today to experience the difference a client-centric, community-focused, and experienced mortgage lender can make in your home buying journey.